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A Beginner’s Guide on How to Dispute Credit Report Inaccuracies
Ever met someone who likes inaccurate information reflected on their credit reports? Probably not, and that’s why you need to dispute credit report inaccuracies to eliminate mistakes and outdated...
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Derogatory Marks on Credit Report: What You Need to Know
Did you know? A derogatory mark on your credit report can drop your credit score by up to 200 points. Baffling, isn’t it? That’s not all, these derogatory marks can remain on your credit report for up...
View ArticleHow Long Does An Eviction Stay On Your Record And How Bad Is It?
Eviction does not only impact your life but can also affect your credit score. In this blog, we’ll discuss how eviction is reflected in your credit report and answer the dreaded question: “How long...
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How Many Hard Inquiries Is Too Many and How to Remove Them?
When you apply for a line of credit, be it a credit card, loan, or mortgage, you trigger what is known as a “hard inquiry” or a “hard pull.” This process involves lenders scrutinizing your credit...
View ArticleHow To Remove Charge-Off From Your Credit Report?
To remove a valid charge-off from your credit reports you can attempt to negotiate with your lender or debt collector. If your account is still intact and it hasn’t been sold by the lender, its best to...
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How to Remove Closed Accounts From Credit Report
Ever paid off a loan but your report reflects otherwise? Such closed accounts on credit report can be consequential, and in some cases, even cost you significant credit points. So, how to remove closed...
View ArticleHow to Delete Late Payments from Credit Reports in 2024?
A credit score is a delicate and unique blend of credit mix, credit history, payment history, and more. Slight changes in these pieces of credit data can hurt your credit score. For instance, payment...
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How Long Do Collections Stay on Your Credit Report
A collection account can stay on your credit report for as long as seven years from the date of the first missed payment. Concerning, yes. But in the best case scenario, the impact of a collection...
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